A 4 Point Inspection is not a detailed home inspection or a Wind Mitigation Inspection. A 4 Point Inspection is often required for homes over 25 years of age by insurance companies when obtaining a new homeowners insurance policy or renewing an existing policy.The reason behind this is insurance policies view older homes as a liability risk to them. A 4-point inspection will thoroughly check the 4 main components of a home that of damaged can cause catastrophic results on the home while the insurance company is covering the home.

A 4 Point Inspection covers the 4 main components of a residential property to include the roof, plumbing, electrical, and HVAC systems.Thoroughly investigating these 4 main components of your home can prove to be crucial for any insurance company to insure your home.When a 4 point inspection is being done what is generally analyzed is that all of the components are functioning properly or have been maintained recently.A 4 point inspection has become a requirement many insurance companies for the sake of insurance liabilities and making sure the home owner is safe as well.

A 4 Point Inspection covers the 4 main components of a residential property to include the roof, plumbing, electrical, and HVAC systems.

When a 4 point inspection is done generally the report will be made and given to the customer making them aware of things that may place them at risk. Although a 4 point inspection is in fact required by most insurance companies to provide the home with insurance, the inspection will not be necessary in the purchasing of a home and in all honesty wont be as detailed to the consumer as other inspections can be. The 4 point inspection is mainly done to ensure that the house will get insured which is required for any home.

Upon performing this inspection it important for the customer to know that this inspection will not guarantee your home will be insured nor that it will be eligible.